The straight up answer is yes. Canadians can move to the Philippines, buy property, and marry a Filipina by utilizing legal pathways such as purchasing condominium units under the Condominium Act (without a partner) or acquiring property through their spouse’s name.
However, legal guidance is essential for ensuring ownership rights and proper documentation. To marry, Canadians must obtain a “Certificate of Legal Capacity to Contract Marriage” from the Canadian embassy before applying for a marriage license in the Philippines.
A Canadian’s Guide to Living and Marrying in the Philippines: What You Need to Know
The idea of moving to the Philippines and living there permanently is an exciting prospect for many Canadians. With its tropical climate, beautiful beaches, and friendly locals, it’s no wonder so many Canadians are drawn to the country. If you’re considering marrying a Filipina and settling down in the Philippines, there are a few important things you should know about the legal processes, property ownership, and starting a new life abroad.
Here’s everything you need to know about making the Philippines your new home.
Can Canadians Buy Property in the Philippines?
One of the main questions Canadians ask when moving to the Philippines is about property ownership. The Philippines has strict laws about foreign ownership of land. Generally, foreigners cannot own land in the country. However, there are some exceptions and alternatives:
- Condominium Units: Canadians can buy condominium units in the Philippines as long as foreign ownership in the building doesn’t exceed 40%. This is often the most straightforward option for Canadians who want a home in the country.
- Property Through Your Filipina Spouse: Another option for Canadians is to purchase property in their Filipina spouse’s name. This is a common route for couples, but it’s crucial to consult a lawyer to ensure everything is done legally and that proper documentation is in place.
- Houses and Lots for Sale: If you’re dreaming of a house with a yard or a plot of land, you’ll need to buy through your spouse’s name. While foreigners can’t buy land outright, you can still look for houses and lots for sale in the Philippines and make it a family investment.
How to Marry a Filipina in the Philippines
Marriage in the Philippines is a legal process, but with the right steps, it’s fairly simple for Canadians. Here’s what you’ll need to do:
- Certificate of Legal Capacity to Contract Marriage: Before you can get married in the Philippines, you’ll need to obtain a Certificate of Legal Capacity to Contract Marriage from the Canadian Embassy. This document confirms that there are no legal reasons preventing you from marrying.
- Marriage License: Once you have the certificate, you can apply for a marriage license in the Philippines. The process usually takes 10 days, and you’ll need to submit documents like your passport, birth certificate, and the Legal Capacity certificate.
- Getting Married: After receiving your marriage license, you can proceed with the wedding ceremony. It can be as simple or elaborate as you like, whether you choose a traditional church wedding or a civil ceremony.
Living in the Philippines as a Canadian
After marrying your Filipina spouse, you’ll likely want to settle down and start a new life in the Philippines. Here are some things to consider:
- Visa and Residency: As the spouse of a Filipina, you can apply for a 13A Resident Visa, which allows you to live in the Philippines indefinitely. This visa also lets you work or start a business in the country. Be sure to check with the Philippine Bureau of Immigration for the most up-to-date visa requirements.
- Cost of Living: The Philippines offers a lower cost of living compared to Canada. Depending on where you live, you can find affordable housing, local food, and transportation. Cities like Manila, Cebu, and Davao offer modern amenities, while smaller towns may provide a more relaxed lifestyle.
- Healthcare: Healthcare in the Philippines can be both affordable and reliable, especially in urban areas. Many expats opt for private health insurance to cover medical costs. If you plan to retire or live long-term, it’s worth exploring different insurance options.
Finding Homes in the Philippines
Whether you’re looking to buy a condo in the city or dream of owning a house with a backyard, the homes in the Philippines market has a lot to offer. Here are a few tips:
- Condominium Living: If you’re planning to live in a major city, condo living is very popular. Many condos in places like Metro Manila or Cebu offer modern amenities, security, and great locations.
- Homes and Lots: If you’re looking for a more spacious home, you might be interested in houses and lots for sale in the Philippines. While foreigners can’t own land directly, buying property in your spouse’s name is a common solution. Be sure to check out listings online or work with a trusted real estate agent to find the right place for you.
- Land Ownership: If you’re set on buying land, you’ll need to do it through your spouse or a Filipino partner. Keep in mind that this requires legal documentation, and you should consult with a local lawyer to ensure the process is handled correctly.
Navigating Filipino Culture and Community
Living in the Philippines offers a unique chance to experience a different culture, but it’s important to understand the local way of life. Here are some things to keep in mind:
- Language: While English is widely spoken, learning some Filipino or the local dialect can help you connect with your neighbors and community. Simple greetings and phrases can go a long way.
- Food: Filipino cuisine is diverse and flavorful. Whether you enjoy the famous adobo, lechon, or local street food, there’s always something new to try.
- Community: The Philippines has a large expat community, particularly in cities like Manila, Cebu, and Davao. There are social groups and networks where Canadians and other foreigners can connect and share advice about living in the country.
Final Thoughts
Relocating to the Philippines as a Canadian and marrying a Filipina can be a wonderful life-changing experience. By following the necessary legal steps and understanding how property ownership works, you can easily make the Philippines your new home. Whether you’re looking for a condo in the city or houses and lots for sale in the Philippines, there are plenty of opportunities to find a place that suits your lifestyle.
Be sure to consult with a local lawyer for legal matters like property ownership and marriage documentation, and enjoy the process of starting your new life in this beautiful tropical paradise!
